If you have tried to contact your Lender for a loan modification, short sale or deed in lieu and were unable to obtain the result desired, you are not alone. Nowadays, Lenders and their servicers are inundated with requests for loan modifications, short sales and deeds in lieu and they simply do

If you are a homeowner who has defaulted on a loan, please know that foreclosure IS NOT the only alternative. You have many other options available to you, and your individual strategy for handling your foreclosure will be based upon your particular circumstances. The first question you need to ask

Nancy E. Cason Foreclosure is the legal process that your Lender must follow to foreclose your mortgage and force the liquidation of your property. Generally, when you acquire a parcel of real property you sign both a Promissory Note and a Mortgage. The Promissory Note establishes your obligation